Modern Banking and Finance. One AI-Native Platform.
Unified financial operating system for your business offering banking, payments, treasury, corporate cards and CFO workflows in one intelligent platform.
One financial platform from transaction to forecast.
Maxum connects how businesses receive, move, manage and understand money through one intelligent financial operating layer.
Global Money Movement
Move funds across accounts, currencies and payment rails without managing multiple providers.
- Multi-currency accounts
- Global payments & payouts
- Foreign exchange
- Corporate cards
- Pay-ins & collections
- Stablecoin-enabled settlement
Treasury & Financial Control
Manage liquidity, spending and financial approvals across the organization.
- Consolidated cash visibility
- Treasury management
- Payment approvals
- Spending controls
- Multi-entity management
- Transaction monitoring
Maxum Intelligence
AI-powered CFO operations. Turn real-time financial activity into forecasts, insights and automated workflows.
- Cash-flow forecasting
- Budgeting & variance analysis
- Automated reconciliation
- Financial reporting
- Scenario planning
- AI finance assistant
Run Finance Intelligently.
Run banking, payments, cards, treasury, and accounting from one command center instead of stitching together five systems that don't talk to each other.
Global Payments
Send and receive in 140 countries and 90 currencies across 220 payment rails. Smart FX routing finds the lowest-cost path on every payment.
Modern Banking
Manage multi-currency accounts globally with full transparency and ease.
Treasury Management
Multi-currency accounts, liquidity pools, and programmable sweeps in one real-time view of your cash.
Corporate Cards
Issue branded physical and virtual cards in minutes, with real-time limits, spend controls, and AI spend analytics.
Blockchain Wallets
Multi-chain wallets as sub-accounts, secured by institutional-grade custody.
Staking & Yield
Put idle capital to work in vetted, transparent on-chain yield strategies.
Tokenized Assets
Hold and trade tokenized gold, fiat, and property 24/7, with instant settlement.
Controller Automation
Close your books in hours, not days. Your own AI agents and workflows manage your financial operations alongside you.
Move Money Globally
Built for speed, scale, and finality across every market you operate in.
Lower cost than legacy wires*
Settlement, no banking hours
Currencies, no pre-funding
Global payment rails
Reach anyone, anywhere
Pay out to bank accounts, cards, and mobile or stablecoin wallets in 140 countries and accept payments through the local methods.
Customize Your Banking Experience
Modular by design: configure the accounts, currencies, and controls your business actually needs, whether you operate locally or globally.
One data layer behind every financial decision.
Every account, payment and financial workflow feeds Maxum's unified financial data layer. This allows Maxum Intelligence to reconcile activity, forecast liquidity, enforce controls and provide real-time financial insight from a single source of truth.
Unified Financial Data Layer
The more financial activity businesses manage through Maxum, the more valuable and intelligent the platform becomes.
Agents do the work. You keep control.
AI agents handle treasury, payments, payroll, and compliance around the clock with every action logged, every limit set by you.
AI Treasury Manager
Allocates idle capital, rebalances liquidity, and optimizes yield continuously — within the limits you define.
Smart Payroll Agent
Calculates and executes global payroll in local currency, stablecoins, or a mix — on time, in every country.
Predictive FX Router
Selects the lowest-cost settlement path on every payment, in real time.
Dynamic Reconciliation
Automated OFAC, AML, KYC, and KYB screening with a complete audit trail for every transaction.
Autonomous Commerce
Handles procurement, vendor payments, and reconciliation inside spend policies you configure.
Interactive AI-Controller
Your AI-Controller learns your business and provides interactive updates, analytics, recommendations and warnings to help you manage your day-to-day business.
Financial infrastructure designed for security, control and compliance.
Regulated financial partners
Banking and regulated financial services are provided through applicable licensed partner institutions. Customer funds are held with these regulated partners.
Identity, verification & monitoring
Identity and business verification, transaction monitoring, sanctions and compliance screening are built into the platform.
Controls & auditability
Role-based access, payment approvals, data security in transit and at rest, and full audit logs for every workflow.
Maxum is a financial technology company, not a bank, trust company, broker-dealer or money transmitter. Certain capabilities are delivered through regulated partners or remain in development or private beta. Availability may vary by jurisdiction.
Fewer systems. Faster decisions. Greater control.
Reduce fragmentation
Replace multiple financial tools and providers with one connected platform.
Lower money-movement costs
Optimize payment routes, currencies and settlement methods.
Automate financial operations
Reduce manual reconciliation, reporting and forecasting work.
Improve financial visibility
View liquidity, transactions and forecasts across the business in real time.
Spend smarter,
everywhere
Issue branded cards worldwide in minutes. Set limits per card, freeze instantly, and let AI flag savings on every transaction — all from one console.
- Real-time balances and AI-powered spend analytics
- Branded physical cards in Brand Blue, Carbon, and Rose
- Native mobile wallet with instant transaction alerts
- Granular limits, merchant rules, and virtual cards on demand
Team & advisors from
Built by Wall Street executives operating at the intersection of finance, technology and regulation.
Maxum is being built by experienced founders and operators with backgrounds spanning Wall Street, regulated fintech, banking infrastructure, payments, compliance and high-growth technology ventures.
See Maxum in Action.
Explore an interactive demonstration of the Maxum dashboard—global cash position, payments across currencies, treasury controls and AI-powered financial insight in one connected workspace.
- Acme GmbH · EUR-€24,503
- Contoso Ltd · GBP-£8,122
- Client USD payout+$143,012
- Payroll batch · US-$62,333